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<DIV><FONT face="Times New Roman">I have been so impressed by Eliezar at Bank
Leumi. It is like having family working at the branch, it really is.
He has the best interests of the customer in mind and gives
such helpful advice as well as knowledgeable banking tips. He is a
valued employee and has the customers best interests in mind. He makes
Bank Leumi head and shoulders above the rest.</FONT></DIV>
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